Are you considering a move to Point Loma San Diego? This vibrant coastal community offers stunning waterfront homes, top-rated schools, and a unique lifestyle that blends sophistication with laid-back charm. In this guide, we will explore everything you need to know about living in Point Loma, from its neighborhoods to amenities, helping you decide if it's the right place for you.

Table of Contents

• Living in Point Loma, San Diego – Is It Right for You?
• Where is Point Loma Located? Bayfront vs. Ocean Beach
• Point Loma vs. Ocean Beach – What’s the Difference?
• What are Point Loma's 4 Business District Areas?
• Top Restaurants in Point Loma
• Things to Do in Point Loma San Diego
• Best Schools in Point Loma San Diego
• Traffic & Commute in Point Loma – What You Need to Know
• Point Loma San Diego Real Estate – Housing Market & Home Prices
• Point Loma San Diego Neighborhood 1: Wooded Area
• Point Loma San Diego Neighborhood 2: La Playa
• Point Loma San Diego Neighborhood 3: Fleet Ridge
• Point Loma San Diego Neighborhood 4: Roseville
• Point Loma San Diego Neighborhood 5: Loma Portal
• Point Loma San Diego Neighborhood 6: Liberty Station
• Point Loma San Diego Neighborhood 7: Midway District
• Moving to Point Loma? Download Your Free Relocation Guide!
• FAQ

Living in Point Loma, San Diego – Is It Right for You?

Point Loma San Diego is a unique blend of coastal beauty and urban convenience. Living here offers a lifestyle infused with outdoor activities, vibrant community events, and a strong sense of local culture. But is it the right fit for you? Let’s break down what you can expect.

First off, the atmosphere is distinctly different from other parts of San Diego. If you appreciate a sophisticated vibe mixed with laid-back charm, Point Loma might just be your new home. The area is characterized by stunning views, a rich history, and a strong military presence. You’ll find a variety of housing options, from luxurious waterfront estates to cozy bungalows, which cater to different lifestyles and budgets.

Outdoor enthusiasts will love the proximity to beaches and parks, making it easy to enjoy the sun and surf. The temperate weather allows for year-round outdoor activities, whether you prefer hiking, biking, or simply strolling along the bay. However, if you’re not a fan of hilly terrains, the residential areas might require more effort to navigate.

Families will find an array of schools, both public and private, catering to various educational needs. The community is supportive, with plenty of family-friendly activities and events throughout the year. If you’re considering a move here, think about how the local amenities align with your lifestyle preferences.

Where is Point Loma Located? Bayfront vs. Ocean Beach

Point Loma is situated on the east side of the Point Loma Peninsula, offering breathtaking views of the San Diego Bay to the east and the Pacific Ocean to the west. This geographical positioning provides residents with a unique opportunity to enjoy both bayfront and oceanfront living. The bayfront area is known for its calm waters, ideal for sailing and kayaking, while the ocean side offers surf-friendly waves.

Living in Point Loma means you can easily access both the tranquil bay and the more active ocean beaches. This duality makes it perfect for those who appreciate diverse water activities. Whether you prefer a quiet day on the bay or an adventurous surf session, you’ll find your niche here.

Moreover, the local dining and entertainment options reflect this unique positioning. You’ll find restaurants that cater to both seafood lovers and those looking for a more casual beach vibe, ensuring there's something for everyone.

Point Loma vs. Ocean Beach – What’s the Difference?

While Point Loma and Ocean Beach are neighboring communities, they each have their distinct characteristics. Point Loma tends to offer a more upscale environment, with a blend of residential and commercial spaces. In contrast, Ocean Beach is known for its bohemian spirit and laid-back beach culture.

Point Loma's streets are lined with charming boutiques, trendy restaurants, and waterfront parks, making it a great place for families and professionals alike. The community vibe is sophisticated yet welcoming, perfect for those who enjoy a balance of relaxation and social activities.

On the other hand, Ocean Beach is famous for its surf culture, farmers' markets, and dog-friendly beaches. It attracts a younger crowd and those looking for a more casual lifestyle. If you prefer a vibrant nightlife and eclectic shops, Ocean Beach might appeal to you more.

What are Point Loma's 4 Business District Areas?

Point Loma is home to four main business districts, each offering a unique atmosphere and variety of amenities:

• The Village of Point Loma: A quaint area with charming streets, local shops, and restaurants. It serves as the heart of the community, providing easy access to the waterfront.
• Liberty Station: Once a Naval Training Center, this area has transformed into a vibrant hub for dining, shopping, and recreation. It offers a mix of historical architecture and modern amenities.
• Shelter Island: Known for its waterfront access, this district boasts a selection of restaurants, hotels, and yacht clubs, perfect for those who enjoy maritime activities.
• The Midway District: Primarily commercial and industrial, this area includes big box stores and residential pockets. It’s known for its easy access to freeways and public transportation.

These districts collectively contribute to the diverse lifestyle available in Point Loma, ensuring that residents have everything they need within reach.

Top Restaurants in Point Loma

Food lovers will delight in the culinary offerings of Point Loma. The area is packed with a variety of dining options, ranging from casual eateries to upscale restaurants. Here are some top picks:

• Mitch's Seafood: A local favorite for fresh seafood and a casual atmosphere. Their fish tacos are a must-try!
• Bali Hai: Known for its upscale dining experience, it features a delightful menu that highlights local ingredients.
• Liberty Public Market: A bustling food hall with various pop-up stands offering everything from gourmet sandwiches to artisanal desserts. It's perfect for a casual meal or a quick bite.
• Humphrey's by the Bay: Not only a music venue but also a great spot for dinner with a view. Enjoy a meal while watching the sunset over the bay.

These restaurants reflect the vibrant culinary scene, making Point Loma a gastronomic destination for both locals and visitors.

Things to Do in Point Loma San Diego

Beyond dining, Point Loma offers a plethora of activities for residents and visitors alike. Here's a list of top attractions and things to do:

• Explore Cabrillo National Monument: This historic site offers stunning views of the Pacific Ocean and hiking trails that showcase the natural beauty of the area.
• Visit the Maritime Museum: A fascinating look at San Diego's maritime history, featuring historic ships and exhibits.
• Enjoy the Beaches: Whether it’s swimming, surfing, or sunbathing, the beaches in Point Loma are perfect for a day of fun in the sun.
• Participate in Water Sports: Kayaking, paddleboarding, and sailing are popular activities on the bay, making it easy to get out on the water.

With so many options, residents can easily find something exciting to do every weekend.

Best Schools in Point Loma San Diego

Families considering a move to Point Loma will be pleased to find a variety of educational options. The area boasts numerous highly rated public and private schools:

• Cabrillo Elementary: Known for its strong academic programs and community involvement.
• Dana Middle School: Offers a robust curriculum with various extracurricular activities.
• Point Loma High School: Renowned for its academic achievements and college readiness programs.
• Rock Academy: A private school with a focus on arts and academics, serving grades K-12.

These schools provide families with excellent educational opportunities, contributing to the overall appeal of living in Point Loma.

Traffic & Commute in Point Loma – What You Need to Know

When considering a move to Point Loma, it’s essential to be aware of the traffic patterns and commuting options. The main road, Rosecrans Street, can become congested during rush hours. Understanding peak traffic times can help you plan your daily commute effectively.

Public transportation is available, with bus routes connecting Point Loma to other parts of San Diego. However, many residents prefer to drive due to the convenience of having a car in this area.

Overall, while traffic can be a concern during busy hours, the beautiful surroundings and lifestyle make it worth considering a move to this coastal community.

Point Loma San Diego Real Estate – Housing Market & Home Prices

The real estate market in Point Loma is diverse, offering a range of housing styles and prices. From luxury waterfront properties to more affordable condos, there’s something for every budget.

The current median home price in Point Loma is around $1.6 million, but this can vary significantly based on the specific neighborhood and type of home. For example, Fleet Ridge and the wooded area tend to have higher prices due to their views and spacious lots.

Whether you’re looking for a cozy bungalow or a luxurious estate, Point Loma’s real estate market has options that cater to different preferences and lifestyles.

Point Loma San Diego Neighborhood 1: Wooded Area

The Wooded Area is a serene neighborhood located south of Talbot Street along Catalina Boulevard. It lies between the upscale Loma neighborhood to the east and Point Loma Nazarene University to the west, with Naval Base Point Loma to the south. Known for its lush tree-lined streets, this area features mature eucalyptus, evergreens, and palms, creating a tranquil, semi-rural ambiance.

Homes here are characterized by large lots and a lack of sidewalks, offering residents a peaceful coastal lifestyle with easy access to stunning ocean and bay views. The average home size recently sold is around 1,500 square feet, with three bedrooms and two baths. Although homes in this neighborhood don’t come on the market often, the median sales price is approximately $1,617,500.

There’s one shopping center in the Wooded Area that includes Jensen's grocery store, known for its excellent deli and hot food bar. Residents also enjoy a local cleaners, a Subway, and a popular frozen yogurt spot that attracts college students and families alike.

Point Loma San Diego Neighborhood 2: La Playa

Moving east, we find La Playa, a picturesque waterfront neighborhood that exudes coastal charm and tranquility. Nestled along the hillside overlooking the bay, this area offers stunning views of the water, downtown skyline, and passing sailboats.

La Playa is known for its eclectic mix of homes, ranging from quaint beach cottages to luxurious bayfront estates, many adorned with lush landscaping and a relaxed nautical vibe. Being closest to the Village of Point Loma, residents can enjoy scenic walks along Kellogg Beach.

This luxury neighborhood features homes ranging from two-bedroom condos in the $1.1 million range to well over $3 million for a 2,500 square foot, three-bedroom house with panoramic views. Occasionally, waterfront estates enter the market in the double-digit million range, appealing to those seeking opulence.

Point Loma San Diego Neighborhood 3: Fleet Ridge

Next up is Fleet Ridge, renowned for its sweeping panoramic views of the Pacific Ocean, San Diego Bay, and the twinkling city skyline. This upscale enclave features predominantly single-story ranch-style homes from the mid-20th century, alongside some modern custom builds.

Homes here average over 2,000 square feet and are set on spacious lots with well-manicured lawns. Prices typically range from the low to mid $2 million range. The architecture often embraces open layouts and large windows to maximize the stunning vistas, blending seamlessly with the breezy coastal ambiance.

Fleet Ridge’s quiet winding streets and proximity to top schools, yacht clubs, and Point Loma's dining and shopping make it a peaceful yet convenient retreat for residents.

Point Loma San Diego Neighborhood 4: Roseville

Just down the hill from Fleet Ridge is Roseville, a historic neighborhood steeped in charm and maritime heritage. Named after San Diego pioneer Louis Rose, who developed it in 1866, it is the oldest settled part of the peninsula.

Once thriving as a separate town before merging with San Diego, Roseville features a mix of single-story homes from the 1950s, streets named after authors in alphabetical order, multiple family apartment buildings, and newly constructed condo complexes. Its central location provides easy access to waterfront views, a marina, and many local businesses along Rosarito Street.

Compared to other neighborhoods, Roseville is more affordable, with the average living space under 1,300 square feet and a median price currently at $1,360,000.

Point Loma San Diego Neighborhood 5: Loma Portal

Moving north of Nimitz Boulevard, which connects Point Loma to Ocean Beach, we come to Loma Portal. This neighborhood is one of the author’s favorites, known for its architectural diversity and historical touch.

It showcases a mix of Craftsman bungalows, Spanish-style homes, and mid-century designs, many dating back to its development boom in the early 20th century. The neighborhood's wide tree-lined streets create a peaceful family-friendly vibe.

The average home here is a three-bedroom, two-bath residence with around 2,000 square feet of living space. The current median selling price is approximately $1,617,000. However, one downside is the noise from planes from the nearby San Diego International Airport.

Point Loma San Diego Neighborhood 6: Liberty Station

The crossroads of the Loma Portal neighborhood leads us to Liberty Station, a significant redevelopment area that transformed the old Naval Training Center into a vibrant mixed-use neighborhood.

Covering 361 acres, Liberty Station includes several districts focused on retail, commercial, arts, educational spaces, residential homes, and open park areas along the boat channel off San Diego Bay. The redevelopment preserved many historical buildings, adapting them for contemporary uses such as stores, offices, and art galleries.

With everything you could need within walking distance, Liberty Station is a community of its own. Housing consists of townhomes and houses, and recreational opportunities abound, including yoga on the promenade, kayaking, paddle boarding, and biking.

Point Loma San Diego Neighborhood 7: Midway District

Finally, we have the Midway District, primarily a commercial and industrial area that includes some residential pockets. Here, you’ll find a variety of condos, apartments, and townhomes.

The median price for housing in this area is around $625,000 for a two-bedroom, two-bath condo. The Midway District offers a variety of retail dining options and big box stores like Target, along with the larger amphitheater sports arena that hosts various events and concerts.

Additionally, the district has super easy access to the 8 and 5 freeways and the Old Town trolley station, making it a convenient location for commuters.

Moving to Point Loma? Download Your Free Relocation Guide!

Thinking about making a move to Point Loma? Whether you’re just starting your research or ready to take the leap, I have something that’s going to make your life so much easier. One of the biggest challenges when relocating is figuring out where to live. Each neighborhood has its own vibe, and let’s be honest, not all real estate agents will tell you the full story.

That’s why I created this FREE Interactive Relocation Guide , so you can make the right decision, not just the convenient one. Inside this guide, you will find everything you need to know about neighborhood breakdowns, housing options, school ratings, commute times, and what to expect in terms of lifestyle and entertainment.

The best part? You can access all this info right now in just a few clicks! And if you still have questions or need help figuring out your perfect neighborhood, my team and I are happy to jump on a quick Zoom call and go over everything with you, completely pressure-free.

FAQ

Here are some frequently asked questions about living in Point Loma San Diego:

What is the average cost of living in Point Loma San Diego? 

The cost of living can vary significantly by neighborhood, but expect to pay around $1.6 million for a median home price.

Are there good schools in Point Loma San Diego? 

Yes, Point Loma offers a variety of highly rated public and private schools, including Cabrillo Elementary and Point Loma High School.

What is the weather like in Point Loma San Diego? 

Point Loma enjoys a temperate climate, making it perfect for outdoor activities year-round.

Is Point Loma San Diego a family-friendly area?

Absolutely! With numerous parks, schools, and community events, Point Loma is ideal for families.